Spot deteriorating clients before losses hit
Proactive credit risk monitoring and next-best actions, delivered automatically to your team.
Acme Industries Ltd
Commercial Client • Rating Downgrade: B+ → B-
Built for risk leaders
who demand complete visibility
The Client Risk Exposure Agent is a Veezoo Agent designed for banks and lenders that want to spot deteriorating clients early and act before losses materialize.
Chief Risk Officers
Portfolio-wide oversight
Risk Managers
Risk assessment & mitigation
Relationship Managers
Actionable client conversations
Collections Teams
Better timing & prioritization
From alert to action in minutes
The objective of this agent is to Minimize risk exposure to specific clients.
The Trigger
You define when the agent should activate. When conditions are met, it starts working automatically.
- Internal rating downgrade beyond a defined notch
- PD/LGD crossing a defined threshold
- Significant increase in past-due amounts or utilization
360° View
The agent opens a tailored dashboard consolidating data from all your systems.
- Client profile: segment, size, industry, geography
- Total exposure: by product (loans, overdrafts, credit cards, guarantees, etc.)
- Risk metrics: internal rating, external rating, PD/LGD, EAD, expected loss
Automated Analysis
The agent follows a structured analysis flow, combining checks with exploratory reasoning.
- Change analysis
- What changed since the last review?
- Which KPIs deteriorated (utilization, days past due, rating, sector indicators)?
Actionable Output
After analysis, the agent creates a human-friendly report with everything your team needs.
- Risk Manager
- Relationship Manager
- Head of Portfolio Risk / Sector Head
Delivery
Reports are sent automatically via email or accessed directly in Veezoo.
Key benefits for risk teams
Concrete, measurable value for your team from day one
Faster response to emerging risk
The agent reacts at the moment of the alert, not days or weeks later. Risk never sleeps, and neither does your first line of defense.
Reduced losses and optimized capital
Earlier interventions help minimize credit losses and better align capital allocation to actual risk levels.
Consistent, thorough analysis every time
No more skipping steps or missing data sources under time pressure. Every client gets the same rigorous review.
Up and runningin production in weeks
To deploy this Agent, you connect Veezoo to your existing Data Warehouse, typically containing data from:
Ready to explore Client Risk Exposure Agent?
Fully customizable to your workflows, data sources, and business requirements.
Typical initial implementation in weeks, not months.